Terms of Service

These terms govern your use of our financial education platform and services. By accessing our website or enrolling in our courses, you agree to comply with these terms and conditions.

Last updated: July 22, 2025 | Effective Date: July 1, 2025

Service Agreement

By using our financial education platform, you enter into a legally binding agreement with Wealth Building Compass. These terms establish the framework for a professional educational relationship focused on advancing your financial literacy and wealth-building capabilities.

Important: Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not access or use our platform. Your continued use of our services constitutes acceptance of any updates to these terms.

Service Usage Terms

Educational Services Access

Our platform provides comprehensive financial education through structured courses, resources, and support services:

  • Course Access: Enrolled students receive access to course materials, live sessions, and supplementary resources for the duration specified in their enrollment agreement
  • Platform Usage: You may access our website and learning management system using provided credentials, subject to technical availability and maintenance schedules
  • Support Services: Access to instructor guidance, technical support, and administrative assistance during regular business hours
  • Community Features: Participation in course discussions, networking opportunities, and peer learning activities

Service Availability and Limitations

While we strive to provide consistent access to our services, certain limitations apply:

Technical Availability

Services are available 24/7 except during scheduled maintenance periods, which will be announced in advance when possible

Course Scheduling

Live sessions occur at predetermined times and may be subject to instructor availability and unforeseen circumstances

Content Updates

Course materials may be updated periodically to reflect current financial practices and regulatory changes

Geographic Access

Services are primarily designed for users in the Gulf region and may not be available in all jurisdictions

Account Terms and Conditions

  • Account Creation: You must provide accurate, current, and complete information during registration and maintain the accuracy of this information
  • Password Security: You are responsible for maintaining the confidentiality of your login credentials and all activities under your account
  • Single User Access: Accounts are for individual use only and may not be shared, transferred, or used by multiple persons
  • Age Requirements: Users must be at least 18 years old or have parental consent to create an account and enroll in courses

User Responsibilities and Obligations

Acceptable Use Policy

To maintain a productive learning environment, all users must adhere to our acceptable use standards:

Permitted Activities

  • Engaging with course content for personal education
  • Participating in discussions and learning activities
  • Seeking guidance from instructors and support staff
  • Providing constructive feedback about our services

Prohibited Activities

  • Sharing course materials without authorization
  • Disrupting learning activities or harassing other users
  • Attempting to circumvent security measures
  • Using the platform for commercial purposes without consent

Content Guidelines and Conduct

All user-generated content and interactions must meet our community standards:

  • Respectful Communication: Maintain professional and respectful tone in all interactions with instructors and fellow learners
  • Accurate Information: Provide truthful information in discussions and assignments; misrepresentation may result in course termination
  • Intellectual Property Respect: Do not share, copy, or distribute course materials, recordings, or proprietary content without explicit permission
  • Privacy Protection: Respect the privacy of other learners and do not share personal information disclosed during courses

Payment and Financial Obligations

  • Course Fees: Must be paid according to the agreed schedule
  • Late Payments: May result in suspension of access to course materials
  • Refund Policy: Available within 14 days of course start for unused content
  • Price Changes: Enrolled students are protected from mid-course price increases

Service Limitations and Disclaimers

Educational Purpose Disclaimer

Our courses are designed for educational purposes and financial literacy development. Important limitations include:

  • Not Financial Advice: Course content is educational and should not be considered personalized financial advice or investment recommendations
  • Individual Results May Vary: Financial outcomes depend on personal circumstances, market conditions, and individual application of learned concepts
  • Professional Consultation: We recommend consulting qualified financial advisors for personalized investment and financial planning decisions

Limitation of Liability

To the maximum extent permitted by law, our liability is limited as follows:

Financial Outcomes

We do not guarantee specific financial results, investment returns, or business success from applying course materials. All financial decisions remain your responsibility.

Technical Issues

While we maintain high technical standards, we are not liable for temporary service interruptions, data loss, or technical difficulties beyond our reasonable control.

Third-Party Content

We may reference third-party resources and tools but are not responsible for their accuracy, availability, or performance.

Warranty Disclaimers

Our services are provided "as is" with the following disclaimers:

  • No warranty of uninterrupted or error-free service
  • No guarantee of specific learning outcomes or skill acquisition rates
  • No warranty regarding compatibility with all devices or software configurations
  • Content accuracy is maintained to the best of our ability but may contain inadvertent errors

Legal Information and Dispute Resolution

Governing Law and Jurisdiction

These terms and your use of our services are governed by and construed in accordance with the laws of the Sultanate of Oman. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of Oman.

Note: This choice of law and jurisdiction applies regardless of your location when accessing our services, ensuring consistent legal framework for all users.

Dispute Resolution Procedures

We are committed to resolving disputes amicably and efficiently:

1

Initial Contact

Contact our support team through the main website to discuss your concern. Most issues can be resolved through direct communication.

2

Formal Review

If initial contact doesn't resolve the issue, we will escalate to our management team for formal review within 15 business days.

3

Mediation

For unresolved disputes, we encourage mediation through recognized mediation services before pursuing legal action.

4

Legal Action

As a last resort, formal legal proceedings may be initiated through the appropriate courts in Oman.

Terms Modification Policy

We reserve the right to modify these terms under the following conditions:

  • Notice Period: Significant changes will be announced at least 30 days before implementation
  • Enrolled Students: Active course participants are protected from mid-course term changes that affect their enrollment
  • Continued Use: Your continued use of our services after changes take effect constitutes acceptance of the modified terms
  • Withdrawal Option: If you disagree with changes, you may terminate your account before the changes take effect

Contact for Legal Matters

For legal inquiries, dispute resolution, or questions about these terms, please contact our support team through the main website contact form. All legal correspondence will be handled by our designated representatives and responded to within appropriate timeframes according to the nature and urgency of your inquiry.